Avant Insurance offers a range of tailored insurance products designed to suit all stages of your medical career.
Before deciding to purchase an insurance product from Avant Insurance you should ensure you read the relevant policy wording, Product Disclosure Statement (PDS) and Financial Services Guide (FSG). These can be accessed below.
Practitioner Indemnity Insurance Policy
Designed to cover registered medical practitioners, dental practitioners and healthcare professionals in private or public practice.
What it covers:
Professional indemnity insurance, including legal defence costs for paid healthcare and some unpaid healthcare activities
Good Samaritan cover worldwide
Legal fees and expenses for disciplinary, coronial and criminal proceedings
Legal fees and expenses for other actions, complaints, proceedings and inquiries, including:
- Matters brought under the Health Insurance Act 1973
- Inquiries/prosecution by a health or medical benefit fund
- Employee/employer disputes, including VMO disputes
- Defamation (excess applies)
- Complaints arising from involvement in a training program (as a trainee or trainer)
- Disputes with a government department, statutory authority or private authority
- Driving licence defence where you may lose or have your licence suspended
- Matters affecting the personal safety of you and your family
- Tax audits
Optional covers and extensions
Avant Insurance offers a number of optional insurance covers which can be requested at the time of (or within 3 months of) applying for or renewing a Practitioner Indemnity Insurance Policy:
Communicable Disease Cover
Provides cover if you contract a communicable disease like HIV, Hepatitis C or Hepatitis B
Personal Expenses Cover
Provides cover for travel and accommodation costs you incur as part of your involvement in a claim or matter covered by your Practitioner Indemnity Insurance Policy
Loss of Earnings Cover
Provides cover for loss of earnings as a result of your involvement in a claim or matter covered under your Practitioner Indemnity Insurance Policy
Other policy extensions are also available, including cover for public patients and volunteering for extreme sports. Contact Member Services on 1800 128 268 for more information.
For full details of the policy, including the product disclosure statement and financial services guide, download the policy booklet:
Student Indemnity Insurance Policy
Designed to indemnify medical students enrolled at an Australian Medical Council accredited university.
What it covers:
Professional indemnity insurance, including legal defence costs for matters that arise while you are participating in an approved activity or program (such as clinical and/or scholarship placements) worldwide (excluding USA)
Good Samaritan cover worldwide
Legal fees and expenses for disciplinary, coronial and criminal proceedings
Legal fees and expenses for other actions, complaints, proceedings and inquiries, including:
- Driving licence defence where you may lose or have your licence suspended
- Matters affecting the personal safety of you and your family
For full details of the policy, including the product disclosure statement and financial services guide, download the policy booklet:
Practice Medical Indemnity Policy
Designed to cover the practice and insured persons for claims against the practice entity and employed practice staff. Please refer to our brochure for an overview.
For full details of the policy, including the product disclosure statement and financial services guide, download the policy booklet:
Practitioner Indemnity Run-Off Insurance Policy
Designed to cover claims arising after members retire, cease private practice, cancel their professional indemnity insurance policy or do not meet the eligibility criteria for the Run-Off Cover Scheme.
For full details of the policy, including the product disclosure statement and financial services guide, download the policy booklet: