• Practitioner Indemnity

    Professional Indemnity Insurance Policy for Medical Practitioners

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    NEW: Ever wondered how to calculate your Category of Practice and Gross Billings? Unsure if you need Run-off cover or Retroactive cover? View our helpful videos now.

  • For members who renew from 1 July 2015, our Practitioner Indemnity Insurance Policy will provide even greater support (cover up to $1 million) with regards to registration and disciplinary matters, and criminal or coronial investigations.

  • Our Practitioner Indemnity Insurance Policy from 1 July 2015, provides you with up to $20million civil liability cover for claims arising from your reporting of another healthcare professional or an incident (in good faith) to the appropriate authority, including your mandatory reporting obligations.

  • We’ll defend you in response to an audit or inquiry by Medicare Australia, or complaints and inquiries relating to an allegation of inappropriate practice (within the meaning of the Health Insurance Act 1973 (Cth)). Cover up to $500,000.

  • From 1 July 2015 our Practitioner Indemnity Insurance Policy will provide you with greater coverage. Key changes include:

    • A broader definition of Healthcare
    • Broader cover for defamation
    • New cover for defence costs for your statutory liability arising from WHS, privacy or environmental law breaches
    • Increased cover to protect your ability to practice as a doctor and your reputation at disciplinary matters, and criminal or coronial investigations. We now provide up to $1,000,000 of cover for legal fees and other expenses
    • New cover to replace or restore documents which have been destroyed or damaged (cover up to $250,000).
  • The key amendments effective 1 July 2015:

    • Align the categories with the current medical environment
    • Make it easier for you to find and identify with a category
    • Make it easier to understand what is included and excluded in each category
    • Include an explanatory statement on Medical Termination of Pregnancy (MTOP)
    • Include an explanatory statement on Autologous Fat Transfer into Breast(s)

    For full details of the changes and to determine if these changes affect your category of practice please refer to the Avant Category of Practice Guide, which is available as a download above.

  • Cover is subject to approval and to the terms, conditions and exclusions of the policy. To decide if a policy is right for you, please carefully read the Product Disclosure Statement which is available on this website or by contacting us on 1800 128 268.



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