• Practitioner Indemnity

    Professional Indemnity Insurance Policy for Medical Practitioners

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  • As of 1 July 2015, our Practitioner Indemnity Insurance Policy provides even greater support (cover up to $1 million) with regards to registration and disciplinary matters, and criminal or coronial investigations.

  • Our Practitioner Indemnity Insurance Policy, provides you with up to $20million civil liability cover for claims arising from your reporting of another healthcare professional or an incident (in good faith) to the appropriate authority, including your mandatory reporting obligations.

  • Cover if you are first diagnosed with HIV, Hepatitis B or C within policy period, and have to retire due to disability, modify your practice or undergo substantial retraining to continue to practice medicine.

  • From 1 July 2015 our Practitioner Indemnity Insurance Policy has been updated to provide you with greater coverage. Key changes include:

    • A broader definition of Healthcare
    • Broader cover for defamation
    • New cover for defence costs for your statutory liability arising from WHS, privacy or environmental law breaches
    • Increased cover to protect your ability to practice as a doctor and your reputation at disciplinary matters, and criminal or coronial investigations. We now provide up to $1,000,000 of cover for legal fees and other expenses
    • New cover to replace or restore documents which have been destroyed or damaged (cover up to $250,000).
  • The key amendments effective 1 July 2015:

    • Align the categories with the current medical environment
    • Make it easier for you to find and identify with a category
    • Make it easier to understand what is included and excluded in each category
    • Include an explanatory statement on Medical Termination of Pregnancy (MTOP)
    • Include an explanatory statement on Autologous Fat Transfer into Breast(s)

    For full details of the changes and to determine if these changes affect your category of practice please refer to the Avant Category of Practice Guide, which is available as a download.

  • Cover is subject to the terms, conditions and exclusions of the policy. To decide if a policy is right for you, please carefully read the Product Disclosure Statement which is available on this website or by contacting us on 1800 128 268.



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