Professional Indemnity Insurance Policy for Medical Practitioners
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Up to $20 million cover for your civil liability arising from the healthcare you provide.
Cover up to $1 million for legal fees and other expenses for registration and disciplinary board matters.
We’ll defend you at inquires and audits conducted by Medicare.
Cover is subject to the terms, conditions and exclusions of the policy. To decide if a policy is right for you, please carefully read the Product Disclosure Statement which is available on this website or by contacting us on 1800 128 268.
* a Senior Resident Medical Officer PGY 3-5, GP Registrar, Specialist in training, or a hospital or unaccredited registrar commencing a training program within two years.
Updated Practitioner Indemnity Insurance cover for members
In order to always offer members comprehensive protection, we have updated the Practitioner Indemnity Insurance Policy (as of 1 July 2015) to include a greater level of cover. The Category of Practice Guide has also been updated making it easier to identify your appropriate category.
As of 1 July 2015, our Practitioner Indemnity Insurance Policy provides even greater support (cover up to $1 million) with regards to registration and disciplinary matters, and criminal or coronial investigations.
Our Practitioner Indemnity Insurance Policy, provides you with up to $20million civil liability cover for claims arising from your reporting of another healthcare professional or an incident (in good faith) to the appropriate authority, including your mandatory reporting obligations.
Cover if you are first diagnosed with HIV, Hepatitis B or C within the policy period, and have to retire due to disability, modify your practice or undergo substantial retraining to continue to practice medicine.
From 1 July 2015 our Practitioner Indemnity Insurance Policy has been updated to provide you with greater coverage. Key changes include:
The key amendments effective 1 July 2015:
For full details of the changes and to determine if these changes affect your category of practice please refer to the Avant Category of Practice Guide, which is available as a download.
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Avant’s Practice Medical Indemnity Policy can provide you with the depth of cover you need to protect your practice. Find out more.
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^Travel insurance is available under a Group Policy between Accident & Health International Underwriting Pty Limited ABN 26 053 335 952 and Avant Mutual Group Limited ABN 58 123 154 898. The issuers are CGU Insurance Limited ABN 27 004 478 371 and AIA Australia Limited ABN 79 004 837 861. For full details including the restrictions, terms, conditions and exclusions that apply, please read and consider the PDS, available at www.avant.org.au or by contacting us on 1800 128 268. #Not all members are eligible for a LRP reward. Members not eligible include medical students, interns, RMOs and DITs and members who have their professional indemnity policy purchased on their behalf under a corporate group arrangement. However, membership years as an intern, RMO or DIT will be included in tenure calculations. The provision of an LRP reward will be determined by the Avant Insurance Board’s annual assessment of the quality of Avant’s financial performance. ^^The discounts do not apply to previous or existing members of the Getting Started in Private Practice scheme and only apply from the first year a member becomes eligible and subject to eligibility rules. For the eligibility rules and full details, please read the Getting Started in Private Practice Member Eligibility Rules at avant.org.au/newprivatepractice or by contacting us on 1800 128 268. *The Practice Medical Indemnity Policy is issued by Avant Insurance Limited, ABN 82 003 707 471, AFSL 238 765. This policy is available at avant.org.au or by contacting us on 1800 128 268. Practices need to consider other forms of insurance including directors’ and officers’ liability, public and products liability, property and business interruption insurance, and workers compensation.