• Avant Practitioner
    Indemnity Insurance Policy

    Your defence is our expertise

  • Join Avant today and start benefitting immediately. Join now

  • Wellbeing, what does it mean for doctors? For health and wellbeing information, support and advice tailored specifically to the needs of Australian doctors, visit Avant Health and Wellbeing.

  • The policy includes cover for legal fees and expenses. This would include the costs for lawyers to represent you or prepare for a matter brought before a registration board, a criminal investigation or coronial inquest (arising from the healthcare you provide).

  • The policy covers legal fees that we incur on your behalf defending a complaint - including an allegation of defamation - for reporting another healthcare professional or incident to a hospital, area health service or registration body where you were acting in good faith and in the public interest or you were required to do so by law.

  • The policy covers legal fees we incur on your behalf responding to an audit or inquiry by Medicare Australia arising from the healthcare services you provide. The policy also responds to complaints and inquiries relating to an allegation of inappropriate practice (within the meaning of the Health Insurance Act 1973 (Cth)).

  • In 2013 we updated our Practitioner Indemnity Insurance Policy to provide you with additional cover. Key changes include:

    • Automatic communicable diseases cover.
    • Personally Controlled Electronic Health Records (PCEHR) - cover for claims as a result of an infringement, or alleged infringement, of intellectual property rights out of your use of the PCEHR system.
    • Cover for legal fees involved in hospital inquiries and defending a subpoena for medical records.
    • Indemnity disputes - cover for legal fees for pursing indemnity from another insurer, your employer, a hospital, area health service or government scheme.
  • As Australia’s leading medical defence organisation (MDO), we were established by doctors, for doctors, over 120 years ago. We truly understand the unique needs of doctors when it comes to protection, risk advice and support.

    Avant is a mutual; we run for the benefit of our members and are not-for-profit. We are the largest MDO in the country with over 60,000 members.

    With more members, more claims experience and more expertise, you can be assured no one has more experience or resources to defend you, whatever situation you find yourself in. This is why more doctors choose us.

  • Cover is subject to approval and to the terms, conditions and exclusions of the policy. To decide if a policy is right for you, please carefully read the Product Disclosure Statement which is available on this website or by contacting us on 1800 128 268.



  • Make Avant your MDO and benefit immediately. Join now


Important: Professional indemnity insurance products available from Avant Mutual Group Limited ABN 58 123 154 898 (Avant) are issued by Avant Insurance Limited, ABN 82 003 707 471, AFSL 238 765 (Avant Insurance). Life risk insurance products available from Avant are issued by Hannover Life Re of Australasia Ltd ABN 37 062 395 484 and are distributed by Avant Insurance. Private health insurance products are issued by The Doctors’ Health Fund Pty Limited, ABN 68 001 417 527 (Doctors’ Health Fund), a member of the Avant Mutual Group.

Any advice here does not take into account your objectives, financial situation or needs. You should consider whether the product is appropriate for you before deciding to purchase or continuing to hold a policy with us. Information on this site does not constitute legal or professional advice, and is current as at the date of initial publication.