Professional Indemnity Insurance Policy for Medical Practitioners
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New Practitioner Indemnity Insurance Policy will be available to members applying for or renewing their insurance after 1 July 2015
A new Category of Practice Guide will also apply to new policies entered into or renewed after 1 July 2015.
Up to $20 million cover for your civil liability arising from the healthcare you provide.
Protecting your ability to practice as a doctor and your reputation.
Up to $250,000 support if you are first diagnosed with HIV, Hepatitis B or C within the policy period.
New Practitioner Indemnity Insurance Policy will be available from 1 July 2015.
To increase your level of protection we have updated the Practitioner Indemnity Insurance Policy. The updated policy will apply to members applying for or renewing their insurance after 1 July 2015.
A new Category of Practice Guide will also apply from 1 July 2015.
Based on member feedback, we have updated our Category of Practice Guide making it easier to identify your appropriate category and cover. It will apply to new policies entered into or renewed after 1 July 2015.
Cover is subject to approval and to the terms, conditions and exclusions of the policy. To decide if a policy is right for you, please carefully read the Product Disclosure Statement which is available on this website or by contacting us on 1800 128 268.
For members who renew from 1 July 2015, our Practitioner Indemnity Insurance Policy will provide even greater support (cover up to $1 million) with regards to registration and disciplinary matters, and criminal or coronial investigations.
Our Practitioner Indemnity Insurance Policy from 1 July 2015, provides you with up to $20million civil liability cover for claims arising from your reporting of another healthcare professional or an incident (in good faith) to the appropriate authority, including your mandatory reporting obligations.
We’ll defend you in response to an audit or inquiry by Medicare Australia, or complaints and inquiries relating to an allegation of inappropriate practice (within the meaning of the Health Insurance Act 1973 (Cth)). Cover up to $500,000.
From 1 July 2015 our Practitioner Indemnity Insurance Policy will provide you with greater coverage. Key changes include:
The key amendments effective 1 July 2015:
For full details of the changes and to determine if these changes affect your category of practice please refer to the Avant Category of Practice Guide, which is available as a download above.
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We understand the risks you face in running a medical practice. Whether you run a general practice, specialist clinic, consulting room or day surgery, Avant’s Practice Medical Indemnity Policy can provide you with the depth of cover you need to protect your practice. Find out more.
To help you better face the challenges of a career in medicine.
Here when you need us. Call 1800 128 268.
To help you better identify and manager your risk.
^Travel insurance is available under a Group Policy between Accident & Health International Underwriting Pty Limited ABN 26 053 335 952 and Avant Mutual Group Limited ABN 58 123 154 898. The issuers are CGU Insurance Limited ABN 27 004 478 371 and AIA Australia Limited ABN 79 004 837 861. For full details including the restrictions, terms, conditions and exclusions that apply, please read and consider the PDS, available at www.avant.org.au or by contacting us on 1800 128 268. #Not all members are eligible for a LRP reward. Members not eligible include medical students, interns, RMOs and DITs and members who have their professional indemnity policy purchased on their behalf under a corporate group arrangement. However, membership years as an intern, RMO or DIT will be included in tenure calculations. The provision of an LRP reward will be determined by the Avant Insurance Board’s annual assessment of the quality of Avant’s financial performance. ^^The discounts do not apply to previous or existing members of the Getting Started in Private Practice scheme and only apply from the first year a member becomes eligible and subject to eligibility rules. For the eligibility rules and full details, please read the Getting Started in Private Practice Member Eligibility Rules at avant.org.au/newprivatepractice or by contacting us on 1800 128 268. *The Practice Medical Indemnity Policy is issued by Avant Insurance Limited, ABN 82 003 707 471, AFSL 238 765. This policy is available at avant.org.au or by contacting us on 1800 128 268. Practices need to consider other forms of insurance including directors’ and officers’ liability, public and products liability, property and business interruption insurance, and workers compensation.