Your defence is our expertise
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Wellbeing, what does it mean for doctors? For health and wellbeing information, support and advice tailored specifically to the needs of Australian doctors, visit Avant Health and Wellbeing.
Up to $20 million of cover for your civil liability arising from the healthcare you provide.
For disciplinary, criminal or coronial investigations.
Sub-limit $175k for DiT Members or $250k for Practitioner Members.
Cover is subject to approval and to the terms, conditions and exclusions of the policy. To decide if a policy is right for you, please carefully read the Product Disclosure Statement which is available on this website or by contacting us on 1800 128 268.
The policy includes cover for legal fees and expenses. This would include the costs for lawyers to represent you or prepare for a matter brought before a registration board, a criminal investigation or coronial inquest (arising from the healthcare you provide).
The policy covers legal fees that we incur on your behalf defending a complaint - including an allegation of defamation - for reporting another healthcare professional or incident to a hospital, area health service or registration body where you were acting in good faith and in the public interest or you were required to do so by law.
The policy covers legal fees we incur on your behalf responding to an audit or inquiry by Medicare Australia arising from the healthcare services you provide. The policy also responds to complaints and inquiries relating to an allegation of inappropriate practice (within the meaning of the Health Insurance Act 1973 (Cth)).
In 2013 we updated our Practitioner Indemnity Insurance Policy to provide you with additional cover. Key changes include:
As Australia’s leading medical defence organisation (MDO), we were established by doctors, for doctors, over 120 years ago. We truly understand the unique needs of doctors when it comes to protection, risk advice and support.
Avant is a mutual; we run for the benefit of our members and are not-for-profit. We are the largest MDO in the country with over 60,000 members.
With more members, more claims experience and more expertise, you can be assured no one has more experience or resources to defend you, whatever situation you find yourself in. This is why more doctors choose us.
Make Avant your MDO and benefit immediately. Join now
24/7 Medico-legal Advisory Service
Avant Risk IQ - our market leading risk education program
Avant Loyalty Reward Plan - our way of saying thank you for your loyalty#
Avant Getting Started in Private Practice Program - discount scheme^^ and educational website
Quarterly specialty specific eBulletins
Health insurance created by doctors for doctors. Membership with DHF is available exclusively to the medical community, their families and their employees. Find out more about our comprehensive hospital covers and the fantastic rebates on dental, optical and physio services.
As part of our commitment to deliver more benefits to members we have extended our range of products to include premium travel insurance, tailored specifically to the needs of Australian doctors and medical professionals. Register today.
We understand the risks you face in running a medical practice. Whether you run a general practice, specialist clinic, consulting room or day surgery, Avant’s Practice Medical Indemnity Policy can provide you with the depth of cover you need to protect your practice. Find out more.
To help you better face the challenges of a career in medicine.
Here when you need us. Call 1800 128 268.
To help you better identify and manager your risk.
^Travel insurance is available under a Group Policy between Accident & Health International Underwriting Pty Limited ABN 26 053 335 952 and Avant Mutual Group Limited ABN 58 123 154 898. The issuers are CGU Insurance Limited ABN 27 004 478 371 and AIA Australia Limited ABN 79 004 837 861. For full details including the restrictions, terms, conditions and exclusions that apply, please read and consider the PDS, available at www.avant.org.au or by contacting us on 1800 128 268. #Not all members are eligible for a LRP reward. Members not eligible include medical students, interns, RMOs and DITs and members who have their professional indemnity policy purchased on their behalf under a corporate group arrangement. However, membership years as an intern, RMO or DIT will be included in tenure calculations. The provision of an LRP reward will be determined by the Avant Insurance Board’s annual assessment of the quality of Avant’s financial performance. ^^The discounts do not apply to previous or existing members of the Getting Started in Private Practice scheme and only apply from the first year a member becomes eligible and subject to eligibility rules. For the eligibility rules and full details, please read the Getting Started in Private Practice Member Eligibility Rules at avant.org.au/newprivatepractice or by contacting us on 1800 128 268. *The Practice Medical Indemnity Policy is issued by Avant Insurance Limited, ABN 82 003 707 471, AFSL 238 765. This policy is available at avant.org.au or by contacting us on 1800 128 268. Practices need to consider other forms of insurance including directors’ and officers’ liability, public and products liability, property and business interruption insurance, and workers compensation.