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Enjoy FREE premium Avant Travel Insurance^ when you join Avant as an Intern or RMO1 member. Find out more.
Insurance cover for up to $20 million cover for your civil liability arising from the healthcare you provide.
Insurance cover protecting your ability to practice as a doctor and your reputation.
Insurance cover up to $125,000 support if you are first diagnosed with HIV, Hepatitis B or C within the policy period.
Cover is subject to approval and to the terms, conditions and exclusions of the insurance policy. To decide if a policy is right for you, please carefully read the Product Disclosure Statement which is available on this website or by contacting us on 1800 128 268.
Working in the public system as an Intern or RMO1 it’s likely that you’ll have some professional indemnity cover from your employer. But did you know that there may be situations where you are not covered?
Some examples of situations when you may not be covered by your employer indemnity include:
That’s why we created a tailored Intern/RMO1 Indemnity Insurance Policy, to give you the peace of mind that you're protected no matter what situation you find yourself in.
So why do Interns and RMO1s call Avant’s Medico-legal Advisory Service (MLAS)? Between 1 January and 30 June 2013, the top three reasons for Interns and RMO1s making a call to the MLAS were:1. Employment issues:These calls focused on workplace disputes and investigations, as well as accreditation issues.2. Clinical records:These calls centred on the legal requirements for disclosing clinical records and the content of such record.3. Clinical treatment:Interns also called the MLAS seeking advice on medico-legal issues arising from clinical treatment provided.
Your indemnity insurance policy will provide you with cover for legal fees and expenses. This would include the costs for lawyers to represent you during criminal investigations, coronial inquiries or many other matters which arise from the healthcare you provide.
Cover up to $500,000.
The indemnity insurance policy covers legal fees, incurred on your behalf, pursuing or defending a complaint that arises from your involvement in your hospitals’ rotation program in which you are involved as an Intern or RMO1. (Sub-limit $150k)
The policy covers legal fees incurred on your behalf defending or pursuing a complaint against your employer (former, current or proposed) where you are an Intern or RMO1. Cover up to $150,000.
Cover is subject to approval and to the terms, conditions and exclusions of the policy. To decide if a policy is right for you, please carefully read the Product Disclosure Statement which is available on this website or by contacting us on 1800 128 268.
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24/7 Medico-legal Advisory Service in emergencies
Intern/RMO1 risk education tools and resources via Avant Learning Centre
Quarterly Intern/RMO eBulletins
Avant Doctor in Training Research Scholarship Program
Free premium Avant Travel Insurance^
Avant Loyalty Reward Plan - our way of saying thank you for your loyalty#
Health insurance created by doctors for doctors. Membership with DHF is available exclusively to the medical community, their families and their employees. Find out more about our comprehensive hospital covers and the fantastic rebates on dental, optical and physio services.
Receive free premium Avant Travel Insurance^ with your Intern or RMO1 membership.
To help you better face the challenges of a career in medicine.
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^Travel insurance is available under a Group Policy between Accident & Health International Underwriting Pty Limited ABN 26 053 335 952 and Avant Mutual Group Limited ABN 58 123 154 898. The issuers are CGU Insurance Limited ABN 27 004 478 371 and AIA Australia Limited ABN 79 004 837 861. Travel insurance is subject to registration with Avant prior to each trip. For full details including the restrictions, terms, conditions and exclusions that apply, please read and consider the PDS, available at www.avant.org.au or by contacting us on 1800 128 268. #Not all members are eligible for a LRP reward. Members not eligible include medical students, interns, RMOs and DITs and members who have their professional indemnity policy purchased on their behalf under a corporate group arrangement. However, membership years as an intern, RMO or DIT will be included in tenure calculations. The provision of an LRP reward will be determined by the Avant Insurance Board’s annual assessment of the quality of Avant’s financial performance.