• Intern/RMO1 Professional
    Indemnity Insurance Policy

    Your defence is our expertise

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  • Features of your Intern/RMO1 Indemnity Insurance Policy:

    • professional-indemnity-insurance

      Professional indemnity insurance

      Insurance cover for up to $20 million cover for your civil liability arising from the healthcare you provide.

    • legal-fees-cover

      Legal fees cover

      Insurance cover protecting your ability to practice as a doctor and your reputation.

    • communicable-disease-cover

      Automatic communicable disease cover

      Insurance cover up to $125,000 support if you are first diagnosed with HIV, Hepatitis B or C within the policy period.

  • Cover is subject to approval and to the terms, conditions and exclusions of the insurance policy. To decide if a policy is right for you, please carefully read the Product Disclosure Statement which is available on this website or by contacting us on 1800 128 268.

     

  • Working in the public system as an Intern or RMO1 it’s likely that you’ll have some professional indemnity cover from your employer. But did you know that there may be situations where you are not covered? Some examples of situations when you may not be covered by your employer indemnity include:

    • Contractual disputes with your employer
    • Investigations brought by the Medical Board or a complaints unit
    • A coronial or criminal inquiry
    • Mandatory reporting of another healthcare professional or incident.

    That’s why we created a tailored Intern/RMO1 Indemnity Insurance Policy, to give you the peace of mind that you're protected no matter what situation you find yourself in.

  • So why do Interns and RMO1s call Avant’s Medico-legal Advisory Service (MLAS)? Between 1 January and 30 June 2013, the top three reasons for Interns and RMO1s making a call to the MLAS were:

    1. Employment issues:
    These calls focused on workplace disputes and investigations, as well as accreditation issues.
    2. Clinical records:
    These calls centred on the legal requirements for disclosing clinical records and the content of such record.
    3. Clinical treatment:
    Interns also called the MLAS seeking advice on medico-legal issues arising from clinical treatment provided.

     

  • Your indemnity insurance policy will provide you with cover for legal fees and expenses. This would include the costs for lawyers to represent you during criminal investigations, coronial inquiries or many other matters which arise from the healthcare you provide.

    Cover up to $500,000.

  • The indemnity insurance policy covers legal fees, incurred on your behalf, pursuing or defending a complaint that arises from your involvement in your hospitals’ rotation program in which you are involved as an Intern or RMO1. (Sub-limit $150k)

  • The policy covers legal fees incurred on your behalf defending or pursuing a complaint against your employer (former, current or proposed) where you are an Intern or RMO1. Cover up to $150,000.

  • Cover is subject to approval and to the terms, conditions and exclusions of the policy. To decide if a policy is right for you, please carefully read the Product Disclosure Statement which is available on this website or by contacting us on 1800 128 268.

     

     

  • Make Avant your MDO and benefit immediately. Join now