Avant - Mutual Group

  • Life insurance advice


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  • Getting the right insurance advice for yourself and your practice

    Insurance is the foundation of a successful financial plan to ensure you protect your financial future in the event of death, illness or disability. Whatever stage of your career you are at, there’s no substitute for advice from someone who understands doctors.

    Avant has been specialising in the insurance needs of doctors for almost 130 years. With the collective experience of more than 82,000 members to draw from, we understand a doctor’s insurance needs like no other.

    Whether you need help to understand the insurance options available or require a professional analysis of your situation and detailed personal advice, we can help.

    We provide tailored advice on the right type of cover and level of insurance for you, your family and your business, now and as your career progresses. This could include how you can protect your family should the unexpected happen, or how your practice would continue to function and pay its costs in the event of your, a business partner or key person’s death or incapacitation.

  • We can consider

    Life Insurance

    Life insurance

    Income Protection

    Income protection

    Trauma Cover

    Trauma cover

    Total and Permanent Disability

    Total and permanent disability

    Children's Cover

    Children's cover

    Business Expense Cover

    Business expense cover

    Key Person Cover

    Key person cover

    Buy and Sell Cover

    Buy and sell cover

  • What our life insurance advice covers

    Help you identify your needs, goals and insurance options

    We will identify your needs, goals and the right type, level and amount of insurance cover – so that you are not paying for what you don’t need and are covered for what you do need.

    Second opinion

    If you’ve already got cover in place, our life insurance advisers can help you understand whether it’s still appropriate.

    Guide you through the application process

    Help you with the application process to ensure it is as quick and easy as possible.

    Ensure your cover remains current for your life and career stage

    It is important insurance cover changes as your personal and professional circumstances change. Our team can help ensure your cover remains current and you get no more or no less than what you need.

    Claims management

    If you need to claim on your insurance, our life insurance advisers can manage it with the insurer and remove the hassle so you can focus on yourself.

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  • Recent article

    Recent article

    Articles and useful information on the different types of life insurances.

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  • Other options for life insurance

    Avant Life Insurance Selection Tool

    Sometimes you know exactly what you want from life insurance and don’t need advice, but you need help get the process underway as quickly and easily as possible.

    Avant’s Life Insurance Selection Tool (The LIST) is designed for doctors to make it quick and easy to compare and select the right life insurance cover.

    • Avant reviewed leading life insurance providers.
    • We came up with a list of four whose features and benefits we believe doctors will value.
    • Only those that met our strict criteria made our LIST.
    Read more
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    LIST

    All you need to do is follow these 4 easy steps

      1
    • Visit out The List Website
      • 2
    • Complete some personal information
      • 3
    • Compare to decide which cover is right for you
      • 4
    • Apply
    Get a premimum estimate

  • FAQs

    How long does the life insurance advice process take?

    To provide advice that is in your best interests, our advisers need to understand your goals and objectives, financial situation and the insurances you currently have. We will complete a needs analysis and an analysis of your current financial situation before your first meeting, which will take about an hour. If you wish to proceed with the advice, it should take approximately six weeks to finalise.

    How much does it cost to get insurance advice?

    Our advice fees include a written Statement of Advice, with strategies and product recommendations tailored to meet your goals. We will provide you with a quote for our services before we undertake any work on your behalf.

    What if I’m not an Avant member or a doctor?

    Our life insurance advice service is tailored for doctors but is available to everyone.

  • Our Adviser

    Nathan Brophy

    Financial Adviser
    Authorised Representative Number 1003404
    Nathan.brophy@avant.org.au
    0486009688

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    Nathan has worked in the financial planning industry for over 15 years. He has a Graduate Diploma in Applied Finance (Financial Planning Major), a Graduate Certificate in Financial Planning and a Diploma in Financial Planning.

    His passion for advice lies in helping people understand their ability to control their future and a financial pathway to feeling comfortable and secure.

    Nathan achieves this by understanding the individual’s ‘why’ and investigating needs and objectives which translates into valuable personal advice.

  • IMPORTANT: The Doctor’s Life Insurance Selection Tool (LIST) is provided by Doctors Financial Services Pty Ltd ABN 56 610 520 328 AFSL Number 487758 (‘DFS’). The information provided by DFS is general advice only and has been prepared without taking into account your objectives, financial situation and needs. You should consider these, having regard to the appropriateness of the advice before deciding to purchase or continue to hold these products. For full details including the terms, conditions, and exclusions that apply, please read and consider the relevant Product Disclosure Statement or policy wording, which are available by contacting Avant Financial Services on 1800 128 268.

    See our Financial Services Guide for detailed information on how we provide our services.