Protect Your Practice

Covering the Risks


Manage your practice's risk

As a Practice Manager you play a pivotal role in the running of your practice. With a wide range of responsibilities including scheduling appointments, billing and medical record management, it’s important to ensure your practice, its staff and your practitioners are protected, so that you can focus on the day to day management of your practice.

Your practice and practice staff could be faced with a range of risks and exposures, it’s important to assess these and consider if your practice has the right level of insurance to protect it from these potential risks.

There are a number of insurance options available to financially protect the parties operating within the practice as individuals, and the practice as a separate entity. The appropriateness of these should be considered in line with your individual circumstances and the entity’s needs.

Ultimately, the right level of insurance gives both you and your practice peace of mind, and enables you to manage your practice risk with confidence.

Avant Mutual Group, Australia’s Leading Medical Defence Organisation (MDO), provides its members with access to a range of insurance solutions and exclusive member benefits.

Avant Risk IQ, a market-leading risk education program offers a series of resources that can also help you to better identify and manage your risk.

Read on to learn more about Avant.

Cover for your Practice

Professional or medical indemnity insurance is designed to cover the civil liability of a healthcare professional. Individual professional or medical indemnity policies generally cover the individual only with limited cover for the actual entity.

Practices have separate risks and exposures that may not be covered by the individual's insurance , it is important you consider that you have appropriate insurance coverage based on your practice's specific needs. You should seek professional advice around the practice and individual requirements.

Professional Indemnity Insurance

Practice managers should ensure they have professional indemnity insurance in place to protect the business owners and practice entity. They should also ensure all medical practitioners have their own medical indemnity insurance as they are exposed to different risks.

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Practice cover
  • Cover for your Practice
  • Insurance products
  • Review your policies
  • Avant Practice Medical Indemnity Policy *
  • New optional Avant public liability insurance *
  • Other support insurers may provide include risk management tools.

This publication is proudly brought to you by Avant Mutual Group. The content was authored by Brett McPherson, reviewed by Colleen Sullivan and Avant Mutual Group.

This publication is not comprehensive and does not constitute legal or medical advice. You should seek legal or other professional advice before relying on any content, and practice proper clinical decision making with regard to the individual circumstances. Persons implementing any recommendations contained in this publication must exercise their own independent skill or judgment or seek appropriate professional advice relevant to their own particular practice. Compliance with any recommendations will not in any way guarantee discharge of the duty of care owed to patients and others coming into contact with the health professional or practice. Avant is not responsible to you or anyone else for any loss suffered in connection with the use of this information. Information is only current at the date initially published. © Avant Mutual Group Limited 2014.

IMPORTANT: Professional indemnity insurance products and Avant’s Practice Medical Indemnity Policy are issued by Avant Insurance Limited, ABN 82 003 707 471, AFSL 238 765. The information provided here is general advice only. You should consider the appropriateness of the advice having regard to your own objectives, financial situation and needs before deciding to purchase or continuing to hold a policy with us. For full details including the terms, conditions, and exclusions that apply, please read and consider the policy wording and PDS, which is available at or by contacting us on 1800 128 268. Practices need to consider other forms of insurance including directors’ and officers’ liability, public and products liability, property and business interruption insurance, and workers compensation and you should contact your insurance broker for more information. Cover is subject to the terms, conditions and exclusions of the policy. Any advice here does not take into account your objectives, financial situation or needs. You should consider whether the product is appropriate for you before deciding to purchase or continuing to hold a policy with us.