Professional Indemnity Insurance Policy for Medical Practitioners
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Up to $20 million cover for your civil liability arising from the healthcare you provide.
Cover up to $1 million for legal fees and other expenses for registration and disciplinary board matters.
We’ll defend you at inquires and audits conducted by Medicare.
Up to $50,000 cover for accounting and other fees to respond to an audit by the Australian Taxation Office.
Up to $20million civil liability cover for claims arising from reporting of another healthcare professional or an incident (in good faith) to the appropriate authority.
Up to $150,000 cover for claims arising from a dispute with your employer or your employees arising in your practice as a healthcare professional.
Cover is subject to the terms, conditions and exclusions of the policy. To decide if a policy is right for you, please carefully read the Product Disclosure Statement which is available on this website or by contacting us on 1800 128 268.
* a Senior Resident Medical Officer PGY 3-5, GP Registrar, Specialist in training, or a hospital or unaccredited registrar commencing a training program within two years.
You can be assured that Avant will be there to defend you when you need us most. This includes up to $20 million cover for your civil liability arising from the healthcare you provide. It also includes up to $1 million of cover for registration and disciplinary matters and coronial inquests. We are here to safeguard you in a variety of circumstances that are unique to your practice as a doctor.
Avant has the largest in-house medico-legal team of any MDO in Australia with expertise in civil, coronial, Medicare, employment, disciplinary and criminal law. No one has more resources than Avant to defend you, whatever your situation.
As an Avant member, you can access personalised support through Avant’s Medico-legal Advisory Service, which is available 24/7 in emergencies. We can give immediate advice to help minimise the chance of a complaint or claim arising. Our service is staffed by 70 lawyers, medical advisors and claims managers across the country. The service is also supplemented by an online resource centre. Click here to view more.
At Avant we want to help you understand your policy, and this includes understanding what you are covered for after switching insurers. The following Q&A’s based on commonly asked questions, cover the key points that you will come across when making a switch. We hope this brief guide will give you the clarity and reassurance you need.*
* IMPORTANT: Professional indemnity insurance products available from Avant Mutual Group Limited ABN 58 123 154 898 are issued by Avant Insurance Limited, ABN 82 003 707 471, AFSL 238 765. The information provided here is general advice only. You should consider the appropriateness of the advice having regard to your own objectives, financial situation and needs before deciding to purchase or continuing to hold a policy with us. For full details, including the terms and conditions (and exclusions) that apply, please read and consider the policy wording and PDS, which is available at www.avant.org.au or by contacting us on 1800 128 268.
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Avant Learning Centre - Insights from the medical claims front line
Avant Loyalty Reward Plan - our way of saying thank you for your loyalty#
Avant Getting Started in Private Practice Program - discount scheme^^ and educational website
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Health insurance created by doctors for doctors.
Enjoy premium travel insurance, tailored specifically to the needs of Australian doctors and medical professionals. Register today.
Avant’s Practice Medical Indemnity Policy can provide you with the depth of cover you need to protect your practice. Find out more.
To help you better face the challenges of a career in medicine.
Here when you need us. Call 1800 128 268.
Receive insights from the medical claims front line based on over 3,000 claims per year, including webinars, case studies, videos, checklists and more.
^Travel insurance is available under a Group Policy between Accident & Health International Underwriting Pty Limited ABN 26 053 335 952 and Avant Mutual Group Limited ABN 58 123 154 898. The issuers are CGU Insurance Limited ABN 27 004 478 371 and AIA Australia Limited ABN 79 004 837 861. For full details including the restrictions, terms, conditions and exclusions that apply, please read and consider the PDS, available at www.avant.org.au or by contacting us on 1800 128 268. #Not all members are eligible for a LRP reward. Members not eligible include medical students, interns, RMOs and DITs and members who have their professional indemnity policy purchased on their behalf under a corporate group arrangement. However, membership years as an intern, RMO or DIT will be included in tenure calculations. The provision of an LRP reward will be determined by the Avant Insurance Board’s annual assessment of the quality of Avant’s financial performance. ^^The discounts do not apply to previous or existing members of the Getting Started in Private Practice scheme and only apply from the first year a member becomes eligible and subject to eligibility rules. For the eligibility rules and full details, please read the Getting Started in Private Practice Member Eligibility Rules at avant.org.au/newprivatepractice or by contacting us on 1800 128 268. *The Practice Medical Indemnity Policy is issued by Avant Insurance Limited, ABN 82 003 707 471, AFSL 238 765. This policy is available at avant.org.au or by contacting us on 1800 128 268. Practices need to consider other forms of insurance including directors’ and officers’ liability, public and products liability, property and business interruption insurance, and workers compensation.