• Practitioner Indemnity

    Professional Indemnity Insurance Policy for Medical Practitioners

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    Want to know more about retroactive cover, run-off cover or your category of practice? Watch our videos here.

  • You can be assured that Avant will be there to defend you when you need us most. This includes up to $20 million cover for your civil liability arising from the healthcare you provide. It also includes up to $1 million of cover for registration and disciplinary matters and coronial inquests. We are here to safeguard you in a variety of circumstances that are unique to your practice as a doctor.

  • Avant has the largest in-house medico-legal team of any MDO in Australia with expertise in civil, coronial, Medicare, employment, disciplinary and criminal law. No one has more resources than Avant to defend you, whatever your situation.

  • As an Avant member, you can access personalised support through Avant’s Medico-legal Advisory Service, which is available 24/7 in emergencies. We can give immediate advice to help minimise the chance of a complaint or claim arising. Our service is staffed by 70 lawyers, medical advisors and claims managers across the country. The service is also supplemented by an online resource centre. Click here to view more.

  • At Avant we want to help you understand your policy, and this includes understanding what you are covered for after switching insurers. The following Q&A’s based on commonly asked questions, cover the key points that you will come across when making a switch. We hope this brief guide will give you the clarity and reassurance you need.*


    * IMPORTANT: Professional indemnity insurance products available from Avant Mutual Group Limited ABN 58 123 154 898 are issued by Avant Insurance Limited, ABN 82 003 707 471, AFSL 238 765. The information provided here is general advice only. You should consider the appropriateness of the advice having regard to your own objectives, financial situation and needs before deciding to purchase or continuing to hold a policy with us. For full details, including the terms and conditions (and exclusions) that apply, please read and consider the policy wording and PDS, which is available at www.avant.org.au or by contacting us on 1800 128 268.

    • Up to $150,000 cover for defending you in disputes with your employer (including when you are a visiting medical officer) or your employees arising in your practice as a healthcare professional
    • Up to $50,000 cover for responding to audits and investigations into your practice by Medicare or a private health insurance fund
    • Allowing you to choose to pursue, or defend, a complaint relating to a healthcare training program
    • Protecting you against claims made against you while fulfilling your mandatory notification requirements in good faith
    • Protecting you against claims of breaches of privacy in practice or defamation by patients
    • Cover up to $50,000 for accounting and other fees to respond to an audit by the Australian Taxation Office.
    To see the complete policy please read the Product Disclosure Statement. Alternatively, you can view the Practitioner Indemnity Insurance Policy summary of features.

  • Cover is subject to the terms, conditions and exclusions of the policy. To decide if a policy is right for you, please carefully read the Product Disclosure Statement which is available on this website or by contacting us on 1800 128 268.



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