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  • Win a $200 Visa Gift Card

    Terms and Conditions

    Generic Terms and Conditions

    1. Information on how to enter and prizes form part of these Terms and Conditions. By entering, participants agree to be bound by these Terms and Conditions.

    Who can enter

    1. To enter, you must be:
      • over 18 years of age;
      • a currently enrolled Australian medical student, who has applied for and been accepted to an Avant student membership, and;
      • consent to Avant collecting and using your information for marketing purposes in accordance with their Privacy Policy and to contact you via phone or email.
    1. Directors, management and employees of the Promoter and its related bodies corporate, and immediate family members of each of these persons are ineligible to enter.

    Competition Dates

    1. The competition will commence at 12am AEDT on Friday 1 January 2021 and close at midnight AEDT on Wednesday 31 March 2021 (the Competition Period).

    How to enter

    1. To enter you must, during the Competition Period, sign up and be accepted as an Avant student member by filling out a manual application form or at: www.avant.org.au/students
    2. Each person submitting their details and satisfying the requirements will automatically have their name entered in to the draw. Entries received outside the Competition Period will not be considered.
    3. Only one entry is permitted per person.
    4. Incomplete or illegible entries will be deemed invalid.


    1. There are ten prizes to be awarded, consisting of 10 x $200 Visa Gift Cards. The total prize pool is valued at $2,000 including GST.
    2. The prize terms are as follows:
      1. Lost, stolen, damaged or expired prizes are not replaced nor refunded.
      2. If for any reason any prize is not available, it will be substituted with a prize of equal or greater value at the Promoter’s discretion.

    Selection of Winners

    1. This is a game of chance.
    2. Prize draw will take place at approximately 10am AEDT on Monday, 5 April 2021 at Avant Mutual, Level 6, Darling Park 3, 201 Sussex Street, Sydney NSW 2000 or authorised place of work (in the event of working remotely) by a randomised mechanism.
    3. The first ten entries randomly drawn will be awarded the prize.

    Notification of Winners

    1. The winners will be notified by telephone or email within 2 business days of the draw and will be published on the Avant website at avant.org.au.
    2. The Visa Gift Cards will be delivered to the winners’ address as per their membership details.
    3. The Promoter reserves the right to request verification of identity, residential address of winners and any other information relevant to the entry. Any requirements regarding verification will be at the Promoters discretion.

    Unclaimed prizes

    1. If necessary, a second chance draw will be held at least 3 months after the initial draw at Avant Mutual Group Limited, Level 6, Darling Park 3, 201 Sussex Street, Sydney NSW 2000, to distribute any unclaimed prize. Winners will be notified by telephone or email within 2 days of the draw and will be published on the Avant website at avant.org.au.
    2. Prizes are not variable nor transferable. Prizes are not redeemable for cash. The Promoter’s decisions will be final and binding - no correspondence will be entered into. The Promoter accepts no responsibility for late, lost, misdirected entries nor other communications.


    1. Entrants consent to the use of their image and name for promotional activities by the Promoter and its related bodies corporate and acknowledge that it is a condition of taking the Prize that all winners agree to promotional activities, including the use of their names and images without additional compensation.


    1. The Promoter is not liable for any loss, damage or injury suffered (even if caused by negligence) as a result of accepting and/or using a prize, except for any liability which cannot be excluded by law. All entrants indemnify the Promoter and its related bodies corporate against all liability, cost, loss or expense arising out of accepting the Prize or participation in the Promotion, including but not limited to loss of income and personal injury.
    2. The winner should look to the manufacturer of the Prize for all warranties. However, these terms and conditions do not exclude nor limit the application of any statutory provision (including a provision of the Competition and Consumer Act 2010 (Cth)) where to do so would contravene that statute nor cause any part of these terms and conditions to be void.
    3. Where this competition is communicated and/or conducted via a social media platform (including, but not limited to, Facebook, LinkedIn and/or Twitter), entrants acknowledge that use of social media platforms are subject to their terms and conditions of use. The entrant is responsible and liable for the content of their entries and any other information they transmit. The promotion is in no way sponsored, endorsed, administered, nor associated with any social media platform. Any questions or complaints about the promotion must be directed to the Promoter, not to any social media platform used in conjunction with the promotion. Entrants acknowledge they are providing their information to the Promoter and not to any social media platform.
    4. Entries remain the property of the Promoter and its related bodies corporate. Details from entries may be collected and used for the purposes of conducting the competition, and for marketing and promotional purposes. By participating in the competition, entrants consent to the use of their information as described. Entrants may access, change, and/or update their personal information by contacting Avant on 1800 128 268. Entrants may obtain a copy of Avant’s privacy policy from the Avant website at avant.org.au.
    5. Visa are not participants in, nor sponsors of, this Promotion.


    1. The promoter of competition is Avant Mutual Group Limited (ABN 58 123 154 898) Level 6, Darling Park 3, 201 Sussex Street, Sydney NSW 2000.