Delivering high-quality insurance products, personalised service and the value for money that we believe our members and the medical profession deserve.
Our Top Cover Gold is unique in Australia, paying up to the AMA list of medical services and fees. Our hospital products, including Top Cover Gold, Prime Choice Gold and Smart Starter Bronze Plus cover up to 98% of no or known medical gaps*.
You are free to choose the best Extras provider for you – we don’t have restrictive preferred provider arrangements.
No-gap general dental check-ups once a year for Starter Extras, twice a year for Essential Extras and unlimited for Total Extras**.
Switching to our fund is easy - we do all the work for you
Prime Choice Gold + Essential Extras is our most popular product combination. Click to see what each one offers or browse our covers to see what suits you best.
Comprehensive
$178.10 per month^
Comprehensive hospital cover for the full range of in-patient services eligible for Medicare benefits.
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Mid-range
$54.85 per month^
Superior mid-range cover with a substantial list of benefits including generous dental and high-level optical cover.
Dr Lorraine Baker, AMA Victoria President and Doctors’ Health Fund member since 1981
*2017 AMA Private Health Insurance Report Card - % of medical services covered with no gap - http://www.privatehealth.gov.au/dynamic/insurer/details/ama.
**Check-ups limited to an examination (items 011 to 017), fluoride treatment (item 121) and a scale and clean (items 111, 114 and 115).
^Pricing based on Single cover in NSW/ACT, with 25.059% rebate being claimed upfront and no Lifetime Health Cover loading. Effective up to 31 March 2020.