• Avant Practitioner Medical Indemnity Insurance frequently asked questions


  • What does the Avant professional indemnity insurance* cover?

    You can be assured that Avant will be there to defend you in the manner that you have come to expect for support from your medical defence organisation. This includes up to $20 million cover for your civil liability arising from the healthcare you provide. It also includes up to $2 million of cover for registration and disciplinary matters and coronial inquests.

    See more here.

    *IMPORTANT: Professional indemnity insurance products available from Avant Mutual Group Limited ABN 58 123 154 898 are issued by Avant Insurance Limited, ABN 82 003 707 471, AFSL 238 765. The information provided here is general advice only. You should consider the appropriateness of the advice having regard to your own objectives, financial situation and needs before deciding to purchase or continuing to hold a policy with us. For full details including the terms, conditions, and exclusions that apply, please read and consider the policy wording and PDS, which is available at avant.org.au or by contacting us on 1800 128 268. The offer of retroactive cover is subject to exclusions, terms and conditions of the policy, and could include an additional premium.

    How can I apply for Avant practitioner membership

    To join Avant you can simply complete:

    How do I notify an incident?

    Please download and submit an incident notification form - Download a form and fax this to 1800 228 268 or email to nca@avant.org.au

    Tell me about Avant’s medico-legal advisory service? How can I contact them?

    Avant’s Medico-legal Advisory Service (MLAS) provides expert advice to help minimise the chance of a complaint or claim occurring. The service is staffed by 70 claims managers, solicitors and doctors in our Adelaide, Brisbane, Melbourne, Perth and Sydney offices. Our medico-legal experts are available 24 hours a day, 365 days of the year - after hours and on weekends in emergencies.

    The team responds to more than 1,000 calls a month from doctors and practices. So whatever situation you find yourself in, you can be confident no one has more expertise to advice you.

    Please call 1800 128 268 to speak to an expert advisor or visit the MLAS webpage.

    What is the cost involved in Avant Practitioner Indemnity Insurance?

    We pride ourselves on offering competitive stable premiums. Keeping premiums stable is core to the Avant ethos. Our size and financial strength enables us to achieve this.

    To get an estimate for your practitioner indemnity insurance complete our online form, call Member Services on 1800 128 268 or call one of your local business development managers.

    You can also view more information on "Guide to premiums and claims payments document".

    What is the difference between Avant’s Practitioner Indemnity Insurance, and Practice Medical Indemnity Insurance

    The Practitioner Indemnity Insurance Policy is designed to protect the interests and needs of the doctor. It provides cover for claims made against the doctor personally, for example when a doctor is sued by their patient in relation to the healthcare they provided, and includes cover for the legal costs to defend the doctor at inquiries by the Medical Board of Australia and other disciplinary proceedings.

    On the other hand Avant’s Practice Medical Indemnity Insurance Policy is designed to protect the practice (business entity). It also offers broad protection for the practice management and staff for the healthcare services they provide. And while a practice policy does not cover doctors employed by the practice (they have their own individual policies), it will protect the practice as far as they are brought into the claim because of the actions of one of the doctors. Find out more about Avant’s Practice Medical Indemnity Insurance Policy here.
  • Join Avant today and start benefiting immediately.