Becoming a GP fellow is something to celebrate. You now have the freedom to do what you want to do, provided you are not held back by finances. That's why Avant eases the finacial pressure with discounted premiums on your professional indemnity cover for the first four years under our GP Fellowship Program. So you can make decisions that are right for you.
Our unparalleled expertise and unique understanding is why more than 50% of GPs and Australian doctors trust Avant to protect their reputation.
Designed by doctors for doctors, Avant gives you comprehensive professional indemnity cover with the unique needs of General Practitioners in mind.
Avant Law, our specialist law firm, gives members access to the largest in-house medico-legal team of any MDO in Australia. No one has more resources than Avant to defend you.
Our medico-legal experts are available 24/7 in emergencies, to give you immediate and personalised advice that can help minimise the chances of a complaint or claim.
Avant offers a discretionary program. You may be eligible for Avant's GP Fellowship Program if you:
Click here to see Avant’s Category of Practice Guide for more information.
IMPORTANT: Private practice billings you may have generated as a Doctor in Training (‘Registrar’) are exempt.
The Avant GP Fellowship Program discount is a progressive discount off your base Avant Practitioner Indemnity Insurance premium. That is, a sliding scale of reductions applied to your base premium over a four year period.
The discount is structured as follows:
The first year you become eligible is defined as the first 12 month period in which you estimate your gross private practice billings at more than $25,000.
No, unfortunately not. As per our eligibility criteria, you cannot have previously generated more than $25,000 in private practice billings in any 12 month period anywhere in the world.
If you are an existing member of Avant:
As an existing Avant member you just need to speak with a service specialist in our Member Services team.
They will ask you questions such as your estimated gross billings for private practice and confirm other details such as your Category of Practice, principal place of practice etc. They will also run through the eligibility criteria for the GP Fellowship Program discount with you. If you meet the eligibility criteria, the GP Fellowship Program discount will be applied automatically.
For doctors applying for membership with Avant:
On receipt of your Practitioner Indemnity Insurance application, Avant will automatically assess your eligibility for the GP Fellowship Program discount. If you meet the eligibility criteria, the discount will be applied to your premium. You do not need to do anything.
If on assessing your application, we require any further information to help us determine your eligibly for the GP Fellowship Program discount, a service specialist will contact you directly.
No. Should you cease private practice for a period of time your GP Fellowship Program discount will be frozen rather than cancelled. When you return to private practice you just need to speak with a service specialist in our Member Services team, and advise them that you would like your discount reactivated.
Option 1: Members who have less than 6 months remaining.
No you cannot defer the GP Fellowship Program discount but this is not bad news. As you have less than 6 months remaining on their current policy, you will receive the 80% discount for the remainder of the current policy and for the full year next policy period also. Your Year 2 will start the year after that, and so on.
Option 2: Members who have more than 6 months remaining.
Unfortunately no, you cannot defer the GP Fellowship Program discount. You will receive the year 1 discount (80%) for the remainder of the current policy period and move to the year 2 discount (60%) at the time your policy is renewed.
No. You will still receive the same cover under Avant’s Practitioner Indemnity Insurance Policy.