• Protect what you've worked so hard to achieve

  • Now that you’ve embarked on your medical career, it’s important to have the appropriate protection to safeguard what you’ve worked so hard to achieve.

    What if you couldn’t work due to an illness or injury?

    Illnesses and injuries can strike when you least expect them. As a doctor you may be exposed to some unique risks, such as contracting a blood borne disease, which may not be covered by traditional life insurance policies or those provided by your superannuation fund.

    Avant is owned by our doctor members and run purely for their benefit. That’s why we have developed a suite of life insurance products to ensure that our members are protected against the unique risks they face. Download our brochure to find out how we have tailored the cover just for doctors.

  • Schedule a call with one of our Life Consultants today

  • Receive one month premium free

    As an Avant intern member you are eligible to receive one month premium free* (subject to application & approval) and you can apply for the following cover immediately:

    Life Cover

    Provides a lump sum payment if you die or are diagnosed with a terminal illness with less than 12 months to live.
    Read more>>

    Trauma Cover

    Provides a lump sum payment if you are diagnosed with one of the 45 listed major health events, such as cancer or paralysis.

    A partial payment of up to $200,000 is available for less severe health events, such as carcinoma in situ.
    Read more>>

    Once you start earning an income as a doctor you can apply for the following cover:

    Income Protection

    Provides you with a monthly benefit if you are unable to work due to an illness or injury. 

    Cover up to 75% of your income, plus a further 10% for superannuation contributions.
    Read more>>

    Total & Permanent Disability Cover

    Provides a lump sum benefit if an illness or injury prevents you from working in your chosen specialty ever again.

    A partial payment available for less severe permanent disabilities, such as loss of sight in one eye or loss of a single limb.
    Read more>>

  • Applying is quick and easy

    Step 1 - quote


    Call us on 1800 128 268 and speak with one of our life insurance consultants to obtain a quote.

    Step 2 Apply


    Complete a short questionnaire after you obtain a quote.

    Step 3 - Assessment


    We will review your application and request any further information we may need to make a decision.

    Step 4 - Complete

    Application complete!

    We will advise you of the outcome of your assessment. If your application is accepted we will confirm your policy commencement date.

  • *The one free month offer is available if you apply for and are approved for life cover, trauma cover, income protection or TPD cover through Avant Life Insurance during your intern year while you are an Avant intern member. Cover is subject to underwriting and acceptance. To obtain income protection or TPD cover you must be employed as an intern at the date of application. In order to be eligible to receive one month premium free, you must set up direct debit when purchasing the policy. This offer is not available with other offers and does not apply to plan upgrades. We reserve the right to change the offer conditions at any time.