COVID-19 Government indemnity scheme and vaccines information

  • Avant Intern/RMO1

    Start practising with confidence, knowing your career and health are protected

  • Support, when you need it most

    Embarking on your first years as a doctor will provide many opportunities to develop your skills.

    Practise with confidence with FREE Avant medical indemnity insurance for interns/RMO1s, which includes cover for civil liability, legal fees and disciplinary or coronial inquiries.

    Find out more >>

    As a member you'll have access to Avant’s expert medico-legal advisers to help you whenever you need it, 24/7 in an emergency. As well as access to award-winning Avant Law, Australia’s largest in-house medico-legal team. Which is important if there are situations where your hospital cover doesn't protect you.

    Members receive FREE Lite Extras Cover from Doctors' Health Fund

    As an Avant intern/RMO1 member you are eligible to receive free Lite Extras Cover from Doctors' Health Fund^, valued at $180. This exclusive private health insurance product is fully subsidised by the Avant Group.

    Lite Extras Cover has been designed to introduce you to the benefits of private health insurance without the financial burden of having to pay a premium. Claim benefits for services like dental, optical, physio and more from 1 January to 31 December 2022^^. For more details visit doctorshealthfund.com.au/liteextrascover.

    If you're an Avant member, make sure we have your up-to-date personal details to ensure you receive your Lite Extras Cover.

    DHF dental icon


    100% of the cost of your first check-up and 50% of the cost for other general dental services

    Policy Limit: $300

    DHF optical icon 


    Use your limit towards prescription frames, lenses and contact lenses

    Policy Limit: $100

    DHF therapies icon


    $25 per service for physiotherapy ($10 per group session), massage and dietetics

    Policy Limit: $200

    DHF mental health icon

    Mental Health

    $50 per service for psychology and counselling

    Policy Limit: $200

  • COVID-19

    We are closely following the developments on the Coronavirus (COVID-19) pandemic, and taking advice from the Australian Government Department of Health and the World Health Organisation. Our dedicated COVID-19 resource page is regularly updated with medico-legal advice for our members.

    During this unprecedented and stressful time of your career, feel reassured knowing that as an Avant member you have access to the expertise and resources of Australia’s leading medical defence organisation, including:

    We understand that during these uncertain times, you will have a lot of questions. Visit our resource page or contact us today to find out how we can help.

  • Cover is subject to approval and to the terms, conditions and exclusions of the policy. To decide if a policy is right for you, please carefully read the relevant Product Disclosure Statement (PDS), which is available here or by contacting us on 1800 128 268.

    ^Private health insurance products are issued by The Doctors' Health Fund Pty Limited, ABN 68 001 417 527 (Doctors' Health Fund), a member of the Avant Mutual Group. Cover is subject to the terms and conditions (including waiting periods, limitations and exclusions) of the individual policy. For more information and terms & conditions visit www.doctorshealthfund.com.au/liteextrascover. If you are already a member of Doctors' Health Fund, the fund will contact you to discuss an alternative offer. ^^Doctors' Health Fund will create your Lite Extras policy and send you an email confirmation prior to the start of the policy on 1 January 2022.

    *IMPORTANT: The information provided in this material is general advice only and has been prepared without taking into account your objectives, financial situation and needs. You should consider these, having regard to the appropriateness of this advice as well as the Product Disclosure Statement and Target Market Determination before making a decision to acquire a financial product. You should also read our Financial Services Guide for detail about who we are, how we are remunerated and how our Doctors Life Insurance Selection Tool (LIST) works. For further important information please see Avant - Life insurance for doctors . The LIST is provided by Avant Life Insurance. “Avant Life Insurance" is a registered business name of Doctors Financial Services Pty Ltd ABN 56 610 510 328 AFS Licence Number 487758 (DFS).