• Tailored Intern/RMO Membership
    and Indemnity Insurance

    with the Medical Defence Organisation (MDO)
    more doctors choose

    Buy now
  • There may be circumstances where your hospital's indemnity insurance wont help you.

    Now that every decision counts, go with the MDO more doctors and medical professionals choose. As an Intern or Resident Medical Officer you'll be backed by the largest in-house specialist medico-legal team in Australia. Avant will represent your best interests in circumstances when you need it most.

    Your policy includes:

    Cover for unpaid healthcare


    Coronial, criminal or disciplinary inquiries


    Employment disputes


    Communicable disease cover


  • Doctors’ Health Fund (DHF)

    Health insurance created by doctors for doctors. Membership with DHF is available exclusively to the healthcare community, their families and their employees.

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    Avant Travel Insurance

    Tailored for Australian medical professionals, this multi-trip policy gives you the premium protection you expect from Avant. Whether travelling for a conference or holiday, Avant has you covered.

    Find out more

    Avant Health and Wellbeing

    Get health and wellbeing advice and support — to help you face the challenges of a career in medicine and provide the highest level of care to your patients.

    Find out more
  • Member benefits tailored to you

    Around-the-clock advice in emergencies from the largest in-house specialist medico-legal team of any MDO in Australia – 70 lawyers, medical advisors, and claims managers. Experience you can always count on

    Webinars, case studies, videos, checklists and more — backed by 120 years of claims experience

    Regular online specialty-specific publications with the latest medico-legal insights and opinions, drawn from our extensive claims experience

    Get premium reductions later in your career by joining Avant today. Our unique Loyalty Reward Plan rewards your commitment based on the number of years you’ve continuously paid for membership

    Our Doctor in Training Scholarship program supports life-changing research across many specialties. Apply as an intern, resident medical officer, or registrar for you chance to make your mark and create better outcomes for your patients

    Tailored for Australian medical professionals, this 12-month multi-trip policy gives you the premium protection you expect from Avant. Whether travelling for a conference or holiday, Avant has you covered

  • Common questions


    What is an Medical Defence Organisation (MDO)


    A medical defence organisation (MDO) defends and provides Professional Indemnity Insurance cover and other medico legal support services to it's members.

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    Why Avant?


    More doctors and other medical professionals choose Avant to protect, support and advise them throughout their career. Our strength and size means we can offer more to our members at every stage of their career. Avant is a mutual, owned by our doctor members.

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    Who owns Avant?


    Avant is a mutual, owned by our doctor members. We put members at the centre of all we do. We play an important role in the healthcare system, balancing accountability, compensation and risk education and influencing debate for better patient outcomes.

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  • Cover is subject to approval and to the terms, conditions and exclusions of the policy. To decide if a policy is right for you, please carefully read the relevant Product Disclosure Statement (PDS) which is available here or by contacting us on 1800 128 268

    *Not all members are eligible for a LRP reward. Members not eligible include medical students, interns, RMOs and DITs and members who have their professional indemnity policy purchased on their behalf under a corporate group arrangement. However, membership years as an intern, RMO or DIT will be included in tenure calculations. The provision of an LRP reward will be determined by the Avant Insurance Board’s annual assessment of the quality of Avant’s financial performance.

    *Travel insurance is available under a Group Policy between Accident & Health International Underwriting Pty Limited ABN 26 053 335 952 and Avant Mutual Group Limited ABN 58 123 154 898. The issuers are CGU Insurance Limited ABN 27 004 478 371 and AIA Australia Limited ABN 79 004 837 861. For full details including the restrictions, terms, conditions and exclusions that apply, please read and consider the Product Disclosure Statement and Avant’s Terms and Conditions of Travel Insurance Cover available at avant.org.au or by contacting us on 1800 128 268. For Students, Interns and RMOs, travel insurance is subject to registration with Avant prior to each trip. Each insured person will incur an excess of $250 for each and every claim applicable under any section of this policy.