Below are the Product Disclosure Statement (PDS) and Target Market Determination (TMD)
documents for those selected life insurers available under our LIST service.
IMPORTANT: The information provided on this website is general advice only and has
been prepared without taking into account your objectives, financial situation and
needs. You should consider these, having regard to the appropriateness of this
advice as well as the Product Disclosure Statement (PDS) and Target Market
Determination (TMD) before making a decision to acquire a financial product.
The life insurance products presented on the Avant Life Insurance Selection Tool (LIST)
should not be regarded as representative of all life insurance products that may be
available to you. The selection is for illustration purposes only and should not be
regarded as an endorsement or recommendation by Avant Life Insurance to take out any
of the life insurance policies presented, as we have not considered any of your objectives,
financial situation or needs in providing you with these estimated premiums. The LIST can
be used to obtain an estimate of premiums for the life insurance products compared.
The provision of estimated premiums does not constitute an offer of insurance. Avant
Life Insurance is not able to bind any insurer or ensure that any insurer sells any
product to you. Accordingly, nothing on this website amounts to an offer by us or
any insurer to sell any product to you or enter into any contract with you.
The LIST compares the prices and some of the features of the life insurance products.
However, it does not compare all of the features or benefits of each product, nor the
relevant policy coverage, which should be considered before making any decision. When
reviewing a product you should consider whether the product is appropriate for you and
read the relevant PDS and TMD before deciding to purchase or continuing to hold a policy or
plan. The PDS and TMD for each product are available by contacting us on 1800 128 268.
Before using the LIST you should read our
Financial Services Guide
for detail about
who we are, how we are remunerated and how the LIST works. Information on this website
does not constitute legal or professional advice, and is current as at the date of
This service is provided by Avant Life Insurance. “Avant Life Insurance" is a registered
business name of Doctors Financial Services Pty Ltd ABN 56 610 510 328 AFS Licence Number 487758 (DFS).