Since 1893, when a small group of doctors formed a mutual, Avant had one simple objective in mind, to support doctors.

Over the years, and through our in-depth understanding of doctors, we developed and offered products that are designed with doctors in mind. From professional indemnity, health insurance, technology, life insurance, lending and financial advice.

Life insurance offering

So when we developed a life insurance product in 2017, we ensured it included features and benefits we believed doctors would value.

Over the past five years, we continued to adapt and reinvent our products to keep up with changes in the insurance markets and changes to the regulatory regime. But always ensuring that the products’ features and benefits were of value to doctors.

The Doctors Life Insurance Selection Tool

That’s why from October 2021 we have changed our life offering. We moved from one product offering to providing doctors a choice of products from a range of life insurance providers, whose life policies, features and benefits we think doctors will value.

We’ve done the hard work for you. By searching the market for providers that offer products that we think doctors will value and added these to the LIST. Making it easy for doctors to compare, select and apply for the products they want at no additional fees to them.

The Doctors Life Insurance Selection Tool is an online comparison tool that puts a curated list of suitable providers at your fingertips. All you need do, is go to our website, enter some information, compare the policies including their features and price and consider if one of them is right for you.

Avant Life Insurance (Avant) is a registered business name of Doctors Financial Services Pty. Ltd. ABN 56 610 510 328 (DFS), a wholly owned subsidiary of the Avant Mutual Group. Avant Life Insurance products are issued by NobleOak Life Limited ABN 85 087 648 708 AFS Licence Number 247302 (NobleOak). All general insurance is issued by Avant Insurance Limited ACN 003 707 471 AFS Licence Number 238765 (Avant).

DFS provides administration services on behalf of NobleOak in respect of life risk insurance policies previously issued by NobleOak and administration services on behalf of Avant in respect of general insurance policies previously issued by Avant.

The Avant Life Insurance product is no longer available to new customers.

Though the Avant Life Insurance product is currently closed to new customers, your cover remains secure on the terms and conditions issued to you.

If you would like to discuss your insurance, make changes to your cover or have any questions, please contact one of our Avant Life Insurance consultants on 1800 128 268.

Doctors Financial Services (DFS) provides both general and personal advice.

General advice does not consider your objectives, financial situations or needs. You should consider whether the product is appropriate for you and the Product Disclosure Statement and Target Market Determination for the relevant product before deciding to purchase or continuing to hold a policy or plan. The Doctor’s LIST service is only available via general advice.

The Doctor’s LIST service is only available to doctors and partners of doctors.

The amount of life insurance cover will vary based on your individual circumstance. There are tools available that can provide you a guide. For example, the Australian Government provides this Life Insurance Calculator that may assist.

Doctors Financial Services is part of the Avant Group who has been protecting doctors for over 130 years. Our vision is to be the most trusted professional partner in supporting doctors throughout their lives and careers.

We understand that sometimes we go through difficult phases in our lives where we may need additional assistance and care. And that everyone’s individual situation and circumstances are different.

Experiencing vulnerability?

Vulnerability can come in many unique forms. This includes illness, poor mental health, aging, loss of income, and changes in community, family or personal circumstance. Other factors such as the loss of a loved one, disability, financial distress, and language or literacy barriers can also present challenges.

We are committed to taking extra care to support our vulnerable customers and to treating you (and your family, carer or support person) with empathy, compassion and respect.

If you’re in need of extra assistance, we have information, tools and services that you may find helpful.

What can you do if you're experiencing financial hardship?

Unplanned events can leave you in a financial position that you didn’t expect. These may include:

• injury or illness
• unexpected changes in income or expenditure
• a relationship breakdown or death in the family
• a natural disaster such as floods or fire
• situations of family and domestic violence.

If you require support or assistance during this time, please don't hesitate to get in touch with our Customer Service team on 1800 128 268. We can talk you through the options that may be available to help you through a difficult time. Or, you may wish to speak with your financial adviser.

If you have Avant Life Insurance, we may be able to help with:

• reviewing your benefits or the amount of cover you have to reduce your premium
• assisting you to make changes to your policy
• discussing different payment options.

You may need to provide supporting documentation to assist with your application.

What other support is available?

A range of free external support services are available to all Australians facing challenging personal circumstances and in need of help.

Doctors Financial Services Family and Domestic Violence Policy.

If you, or your family are in immediate danger always call 000.