There are many ways the practice – i.e. non-medical staff, practice systems and processes – can create or contribute to a poor patient outcome, leaving the practice exposed to legal action. Avant's Practice Medical Indemnity Insurance covers the legal costs of defending the practice and its employees against allegations and complaints, as well as compensation for patient loss or injury.
Your policy includes legal costs of defending the practice, and compensation amounts you may become liable to pay.
Situations that may result in a patient injury or loss claim against the practice entity include:
Our Medico-legal Advisory Service can provide personalised advice to prevent a dispute from escalating. Your policy also covers legal costs to defend a dispute.
Common reasons why practices contact Avant for advice or defence include:
In response to matters brought by a state health complaint entity or criminal or coronial investigations, Avant's team of medico-legal experts will assist you and your employees with everything from drafting a formal response and preparing for a hearing, to defending the practice or it's non-medical practitioner employees.
Reasons a practice may face an investigation or inquiry include:
Your policy includes legal costs, and in the case of a revenue or taxation audit, accounting fees, to respond to an audit of your business.
Your practice may be audited by:
An allegation or complaint may adversely affect revenue due to a reduction in patient numbers. Your policy includes costs for a public relations consultant.
Many practices unintentionally breach advertising laws through the use of testimonials and social media. Your policy includes access to medico-legal advice and legal costs to defend the practice.
^Cover is subject to the full terms, conditions and exclusions of the policy.
Get answers to common questions about Avant's Practice Medical Indemnity Insurance. If you can't find what you need, you can email us your question and we'll get back to you.
Medical practices need to manage changing risks and increasing complexity in a modern healthcare business. That’s why we now provide complimentary cyber insurance when you hold an Avant Practice Medical Indemnity Insurance policy. It provides greater peace of mind, with more protection for your practice.