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    Just started out in private medical practice? Save up to 80% off the cost of your premium.

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  • Protection for medical practitioners - for your peace of mind

    Avant's Practitioner Indemnity Insurance Policy provides medical practitioners like you with comprehensive indemnity insurance cover, allowing you to practise with confidence knowing that you have the right level of protection.

    Your policy includes:


    Professional indemnity cover


    Legal fees and expenses cover


    Tax auditcover


    Defending you in disputes


  • Doctors' Health Fund

    An Avant company that provides health practitioners and their families with quality health insurance at competitive rates and a choice of provider.

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    Avant Travel Insurance

    Tailored for Australian medical professionals, this multi-trip policy gives you the premium protection you expect from Avant. Whether travelling for a conference or holiday, Avant has you covered.

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    Avant Practice Medical Indemnity Insurance†

    Avant’s Practice Medical Indemnity Policy can provide you with the depth of cover you need to protect your practice. Find out more.

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  • Member benefits tailored to you

    Avant Law, our specialist law firm, gives members access to the largest in-house medico-legal team of any MDO in Australia. No one has more resources than Avant to defend you.

    Our medico-legal experts are available 24/7 in emergencies, to give you immediate and personalised advice that can help minimise the chances of a complaint or claim.

    Receive insights from the medical claims front line based on over 3,000 claims per year, including webinars, case studies, videos, checklists and more.

    As a mutual, our members share in our financial success, allowing us the option of returning surplus capital to members via a dividend when you permanently retire from medical practice.

    As a way to say thank you for your loyalty, eligible Avant members receive premium deductions that grow the longer you are with us.

    Regular online specialty-specific publications with the latest medico-legal insights and opinions, drawn from our extensive claims experience.

  • Common questions


    Frequently asked questions


    Get answers to common questions about Practitioner Medical Indemnity Insurance. If you can't find what you need, submit your question and we'll get back to you.

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    retroactive cover - common questions

    Understanding retroactive cover


    What does a 'retroactive' date mean? Am I covered for all past incidents? What should I tell my current insurer before moving to another? Find out everything you need to know about retroactive cover in this handy guide.

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    category of practice - common questions

    Category of Practice and Gross Billings


    Your Category of Practice and Gross Billings directly affect your cover under your Avant Practitioner Indemnity Insurance Policy. This guide provides important information on how to select your Category of Practice and calculate your Gross Billings.

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  • ^The Retirement Reward Plan reflects the current policy of the Board for determining which members of Avant are eligible to participate in the Retirement Reward Plan and any Retirement Reward Dividends declared by Avant. The Retirement Reward Plan is entirely at the discretion of the Board and no member will be eligible to receive a Retirement Reward Dividend until such time as the Board declares a dividend in favour of that member. The Retirement Reward Plan is subject to change, suspension or termination by the Board at any time.

    *Not all members are eligible for a LRP reward. Members not eligible include medical students, interns, RMOs and DITs and members who have their professional indemnity policy purchased on their behalf under a corporate group arrangement. However, membership years as an intern, RMO or DIT will be included in tenure calculations. The provision of an LRP reward will be determined by the Avant Insurance Board’s annual assessment of the quality of Avant’s financial performance.

    #IMPORTANT: Avant Travel Insurance Cover is available under a Group Policy between Accident & Health International Underwriting Pty Limited ABN 26 053 335 952 and Avant Mutual Group Limited ABN 58 123 154 898. The issuers are CGU Insurance Limited ABN 27 004 478 371 and AIA Australia Limited ABN 79 004 837 861. For full details including the restrictions, terms, conditions and exclusions that apply, please read and consider the PDS, and Avant’s Terms and Conditions of Travel Insurance Cover available at avant.org.au or by contacting us on 1800 128 268.

    †The Practice Medical Indemnity Policy is issued by Avant Insurance Limited, ABN 82 003 707 471, AFSL 238 765. This policy is available at avant.org.au or by contacting us on 1800 128 268. Practices need to consider other forms of insurance including directors’ and officers’ liability, public and products liability, property and business interruption insurance, and workers compensation.