• Your very own health fund created by doctors for doctors

  • Join the fund that supports your right to choose

    Because Doctors' Health Fund was created by doctors for doctors, we understand how important it is for you to be able to choose. To choose your provider, to choose the level of cover that suits you, and to choose to belong to a fund that supports the medical community as a whole.

    The benefits of Hospital and Total Extras cover:

    • Premium hospital cover
    • Choose your own provider for all your Extras benefits
    • 100% paid dental check-ups twice a year per person
    • $500 optical benefits per person over two years
    • Australia-wide ambulance cover for both emergency and medically necessary ambulance services.


    Switching is easy. We take care of all the paperwork and you can be enjoying our personal, professional service in under 10 minutes. So why would you choose any other fund?


  • Lowest average premium increase

    The Minister for Health, Sussan Ley, has announced the approval of Private Health Fund’s premium increases for 2016. For the second year in a row, Doctors' Health Fund has the lowest average weighted increase of all health funds with 3.76%. The weighted average for the industry is 5.59%.

    As part of a member-owned mutual, Doctors’ Health Fund is committed to keeping premiums affordable for our members. We've had below-industry increases for the last four years.

    Affordable premiums are just one part of the picture when it comes to value for money. As the health fund created for the medical community and their families, our main focus is providing quality health cover with better benefits for the services that are most important to doctors and their families.


    Top Cover

    Includes a unique, premium medical gap scheme which pays benefits up to the AMA List of services and fees

    Find Out More

    Prime Choice

    Offers cover for all types of treatment, and is the hospital product most comparable to the top hospital cover offered by the other funds

    Find out more


    Smart Starter

    The entry level cover of our hospital insurance range which excludes some types of treatment

    Find Out More

    Gap Cover

    The Access Gap Cover scheme has above average benefit payment performance

    Find out more