Cover for civil liability compensation you are required to pay if you are sued by a patient or another person because of the healthcare you provide. This also includes the costs of lawyers to defend you and legal costs of the other side (if you are ordered to pay those too). Civil Liability cover is up to $20million.
We cover you for legal fees incurred in proceedings before AHPRA, the Medical Board, and the Coroner arising from healthcare or unpaid healthcare you provide. We also provide cover for investigations by your state's health complaints entity and the criminal courts. Cover is up to $500,000.
In the unfortunate event that you contract a communicable disease in the policy period such as hepatitis C, hepatitis B or HIV we'll pay a lump sum of $125,000 to help you either retrain or alter your practice, or to assist you financially if you choose to retire.
If you are required to participate in a disciplinary, criminal or coronial investigations cover is up to $500,000.
Legal fees and expenses cover for employment disputes such as a complaint that arises from your involvement in your hospitals rotation program. Cover is up to $150,000.
Employment disputes can be stressful, so it's good to know that Avant will help you defend a matter from the ground up, or even pursue a matter against your employer (including when you're on placements). Cover is up to $150,000.
You've worked hard to get to this stage of your training, so we want to support you by providing cover for the costs of lawyers if you have a dispute with your hospitals training program. Cover is up to $150,000.
Cover up to $20,000 at a daily rate of $500 per day to assist you with the out of pocket expenses if you have to be away from your ordinary work to attend a court proceeding or other inquiry in relation to a matter covered by this policy.
We'll support you if you need to defend a complaint - including an allegation of defamation - if you report a healthcare professional or incident to a hospital, area health service or registration body, while you are acting in good faith, in the public interest or required to by law. Cover is up to $150,000.
Cover to pursue indemnity from another organisation if they have declined to indemnify you, despite an agreement with to cover you in the event of the claim, like your employer, a hospital or an area health service. Cover is up to $150,000.
Dr Bryan Tan - Avant Intern Member