There are many ways the practice – i.e. non-medical staff, practice systems and processes – can create or contribute to a poor patient outcome, leaving the practice exposed to legal action. Avant's Practice Medical Indemnity Insurance covers the legal costs of defending the practice and its employees against allegations and complaints, as well as compensation for patient loss or injury.
The Avant Practice Medical Indemnity policy provides cover for the practice and medical staff for incidents arising from the management and administration of vaccines provided the practice would normally administer vaccinations as part of your healthcare services e.g. GP practice.
The cover is for situations that may result in a claim against the practice entity including:
To stay up to date with the COVID-19 vaccine rollout, visit Avant’s COVID-19 webpage
In response to matters brought by a state health complaint entity or criminal or coronial investigations, Avant's team of medico-legal experts will assist you and your employees with everything from drafting a formal response and preparing for a hearing, to defending the practice or it's non-medical practitioner employees.
Reasons a practice may face an investigation or inquiry include:
Your policy includes legal costs of defending the practice, and compensation amounts you may become liable to pay.
Situations that may result in a patient injury or loss claim against the practice entity include:
Our Medico-legal Advisory Service can provide personalised advice to prevent a dispute from escalating. Your policy also covers legal costs to defend a dispute.
Common reasons why practices contact Avant for advice or defence include:
Your policy includes legal costs, and in the case of a revenue or taxation audit, accounting fees, to respond to an audit of your business.
Your practice may be audited by:
An allegation or complaint may adversely affect revenue due to a reduction in patient numbers. Your policy includes costs for a public relations consultant.
Many practices unintentionally breach advertising laws through the use of testimonials and social media. Your policy includes access to medico-legal advice and legal costs to defend the practice.
^Cover is subject to the full terms, conditions and exclusions of the policy.
Frequently asked questions
Complimentary Avant Cyber Insurance when you hold an Avant Practice Medical Indemnity Insurance policy
Joint responsibility for Medicare repayments. Find out how Avant can support your practice
Cover that commences on or after 1 April 2021
Cover that commences on or prior to 31 March 2021: