The indemnity insurance your university provides for medical students may not cover you in all circumstances. Incidents can happen while you're on an elective, a clinical or medical scholarship placement, or even helping a person in an emergency (Good Samaritan Act). Medical defence isn’t something you want to worry about. Choosing Avant, you won't have to.
Your policy includes:
Covers healthcare provided by you that forms part of your medical studies, and Good Samaritan Acts worldwide
Civil liability cover for clinical placements and scholarship placements that form part of your medical studies (where you're not otherwise indemnified, and excluding USA)
Provides you with a lump sum payment if you need to undergo substantial retraining or choose to retrain in a different field after contracting hepatitis C, hepatitis B or HIV during your medical studies
Get legal fees cover up to $500k for disciplinary, criminal or coronial proceedings, or for investigations arising from healthcare or unpaid healthcare that you provide as a medical student
Around-the-clock advice in emergencies from the largest in-house specialist medico-legal team of any MDO in Australia – 70 lawyers, medical advisors, and claims managers. Experience you can always count on.
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Get a head start with our resources — webinars, case studies, videos, checklists and more — backed by 120 years of claims experience
Regular online specialty-specific publications with the latest medico-legal insights and opinions, drawn from our extensive claims experience
Where young medical minds meet. Network with your peers, grow connections, and make a difference
A once-in-a-lifetime opportunity from Avant and Interplast to travel overseas and learn from the world’s best reconstructive surgeons
“If there is a doctor on board please make yourself known to the cabin crew.” Should you admit you are a medical student and offer to help?
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Avant Student Advisory Council member, Dr Clinton Colaco, shares his own experience and some practical tips to make the transition as easy and rewarding as possible.
In medicine there is a degree of inherent risk and your reputation is critical to a successful career. While your university may provide some indemnity cover, it may not cover you in every instance.
Cover is subject to approval and to the terms, conditions and exclusions of the policy. To decide if a policy is right for you, please carefully read the relevant Product Disclosure Statement (PDS) which is available here or by contacting us on 1800 128 268
*IMPORTANT: Avant Travel Insurance Cover is available under a Group Policy between Accident & Health International Underwriting Pty Limited ABN 26 053 335 952 and Avant Mutual Group Limited ABN 58 123 154 898. The issuers are CGU Insurance Limited ABN 27 004 478 371 and AIA Australia Limited ABN 79 004 837 861. For full details including the restrictions, terms, conditions and exclusions that apply, please read and consider the PDS, and Avant’s Terms and Conditions of Travel Insurance Cover available at avant.org.au or by contacting us on 1800 128 268.